Health Insurance, Life Insurance, Annuities, Retirement Planning, streamlined and made simple.
Monday, February 28, 2011
Tuesday, February 22, 2011
Monday, February 14, 2011
Blog for Dad's
Man of the House
This little nugget, (I shouldn't say little) is a very nice blog. Easy reading for dad's and stuffed full of useful tidbits. There's no pressure to buy anything and it seems so very genuine, like a real person.
Infinite Banking Concept
Tom McFie is throughly versed in his craft and delivers a common sense approach to this topic. This blog leaves the nuts a bolts and teaches with parable like stories.
Christian Business Daily
I can't tell you how many times I've read this blog and it's stories have been so relevant to what is going on in my world. My faith and business have both benefited from this one.
Blogs are like desktop wallpapers at times. You take the time to load them but after a while they can get stale. I have found these 3 to stay fresh and continue to enjoy them. I hope you do too.
Monday, January 24, 2011
11 Reason's to Consider Whole Life for Retirement Vehicle
1. It builds liquid cash reserve of safe money. Generally, it can be accessed within 5-10 business days.
2. Cash Value Life Insurance guarantees your investment principle.
3. You can put as much money as you want -- limited only by the size of the whole life policy -- which you can make as large as you need. Not so with qualified plans.
4. All of the money you put into the cash value life insurance policy builds tax deferred. You avoid paying income taxes every year, so your money grows faster.
5. You can borrow the money from the policy tax free, without having to qualify for the loan and without contractual withdrawal penalties.
6. There are no early withdrawal penalties from the federal government. Not so with qualified plans or annuities.
7. Loans against the policy come from the general assets of the insurance company, and not from the policy cash value! In many cases, you can actually earn more on your money than the loan is costing you.
8. The policy is self-completing, because you have a disability waiver of premium rider that will continue to put the money in for you if you ever become disabled. Only life insurance offers this unique benefit.
9. Life insurance provides a death benefit that gives your family the money you intended to save in the event you can't be there.
10. In most states, life insurance is not attachable by creditors.
11. Life insurance cash values don't count as an asset when applying for college financial aid.
Friday, January 21, 2011
Retiring the 401k; Now What?
So this video was posted a while ago (I think over a year ago), but it reinforces what I have said about the myth that 401k's are the norm. When planning for retirement one should not rely heavily on this type of strategy. The idea is to find a vehicle that can save as well as invest while exposing it to risks or taxes.
One such idea is the Infinite Banking Strategy. Why not take the time to learn more about this and ask me how it works. This idea is really worth looking into. You know that bright idea moment, yeah its happening now.
I can show you how to implement this system. Contact me for more info.
Thursday, January 20, 2011
Microsoft VP creates perfume that smells like money - Holy Kaw
Take a big whiff of that crunched-up dollar bill sitting in your pocket. To you, it probably smells like fecal remnants, the sweat of a stripper, and pocket lint, but to Microsoft vice president of sales Patrick McCarthy, it smells like success.
McCarthy used his downtime away from the Microsoft offices to create his-and-her fragrances that smell like cash fresh out of the ATM. The Chicago-based businessman says he came up with the million-dollar (or couple thousand dollar) idea after reading about a Japanese study that found the smell of money made workers more productive.
Wondering what money smells like exactly? According to a press release, the men’s scent, His Money Cologne, fuses “the woody aroma of newly printed money with a bold fusion of fresh ocean breezes, and bright citrus notes joined by rosemary, grass, and precious woods.”
Not to be outdone, the ladies’ version boasts “the clean scent of freshly minted bills. Vibrant pink grapefruit and mandarin give it a citrus kick that’s enhanced by freesia, passionfruit, Hawaiian wedding flower and a soft hint of melon.”
Each bottle of Money will set you back $35. The cheaper option? Rub a Washington on your face, or a Lincoln, if you’re fancy.
Full story at AOL News.
Oodles of oddities.
I guess you really gotta love money for this one
Wednesday, January 19, 2011
Census Results
A new report identifies 6 demographic shifts happening in the US.
1. South-shifting population: More than half of the nation’s population growth during the past decade (51.4 percent) occurred in Southern states, driven in part by an in-migration of an estimated 2.3 million newcomers from nearly all demographic groups – blacks, Hispanics, the elderly and the foreign born – and high fertility rates among some, particularly Hispanics.
2. More grandparent-headed households: The number of children living in grandparent-headed households increased by 26.1 percent between 2001 and 2010, compared to 3.8 percent for all U.S. household types. One or both parents also live in about two-thirds of the grandparent-headed households.
Read the full story here...