Health Insurance, Life Insurance, Annuities, Retirement Planning, streamlined and made simple.
Tuesday, March 29, 2011
The Harder I Work the Luckier I Get
Here is a good read from the Donald.
Monday, March 21, 2011
Health Reform Will Be Repealed
Presidential hopeful Newt Gingrich predicts the Health Reform Law will be repealed in a statement made today at a press conference.
Monday, February 28, 2011
Health Costs Around the World
Tuesday, February 22, 2011
Monday, February 14, 2011
Blog for Dad's
I am pretty m a blog junkie at this point. I mean, newspapers are so old fashioned. And TV news is biased one way or the other. I find blogs to be more unique and purist in nature, for the most part. I have only been on the blog bus for a little over a year now so I'm not an expert by any means but I wanted to give you a taste of what I have been checking in on over the last few months.
Man of the House
This little nugget, (I shouldn't say little) is a very nice blog. Easy reading for dad's and stuffed full of useful tidbits. There's no pressure to buy anything and it seems so very genuine, like a real person.
Infinite Banking Concept
Tom McFie is throughly versed in his craft and delivers a common sense approach to this topic. This blog leaves the nuts a bolts and teaches with parable like stories.
Christian Business Daily
I can't tell you how many times I've read this blog and it's stories have been so relevant to what is going on in my world. My faith and business have both benefited from this one.
Blogs are like desktop wallpapers at times. You take the time to load them but after a while they can get stale. I have found these 3 to stay fresh and continue to enjoy them. I hope you do too.
Man of the House
This little nugget, (I shouldn't say little) is a very nice blog. Easy reading for dad's and stuffed full of useful tidbits. There's no pressure to buy anything and it seems so very genuine, like a real person.
Infinite Banking Concept
Tom McFie is throughly versed in his craft and delivers a common sense approach to this topic. This blog leaves the nuts a bolts and teaches with parable like stories.
Christian Business Daily
I can't tell you how many times I've read this blog and it's stories have been so relevant to what is going on in my world. My faith and business have both benefited from this one.
Blogs are like desktop wallpapers at times. You take the time to load them but after a while they can get stale. I have found these 3 to stay fresh and continue to enjoy them. I hope you do too.
Monday, January 24, 2011
11 Reason's to Consider Whole Life for Retirement Vehicle
Continuing on my Infinite Banking theme as of late, I wanted to give a more complete benefits list why to choose a Participating Whole Life policy rather that the meager 401k or mutual fund. The benefits seem to keep adding up as 401k's are going the route of the dinosaur.
1. It builds liquid cash reserve of safe money. Generally, it can be accessed within 5-10 business days.
2. Cash Value Life Insurance guarantees your investment principle.
3. You can put as much money as you want -- limited only by the size of the whole life policy -- which you can make as large as you need. Not so with qualified plans.
4. All of the money you put into the cash value life insurance policy builds tax deferred. You avoid paying income taxes every year, so your money grows faster.
5. You can borrow the money from the policy tax free, without having to qualify for the loan and without contractual withdrawal penalties.
6. There are no early withdrawal penalties from the federal government. Not so with qualified plans or annuities.
7. Loans against the policy come from the general assets of the insurance company, and not from the policy cash value! In many cases, you can actually earn more on your money than the loan is costing you.
8. The policy is self-completing, because you have a disability waiver of premium rider that will continue to put the money in for you if you ever become disabled. Only life insurance offers this unique benefit.
9. Life insurance provides a death benefit that gives your family the money you intended to save in the event you can't be there.
10. In most states, life insurance is not attachable by creditors.
11. Life insurance cash values don't count as an asset when applying for college financial aid.
1. It builds liquid cash reserve of safe money. Generally, it can be accessed within 5-10 business days.
2. Cash Value Life Insurance guarantees your investment principle.
3. You can put as much money as you want -- limited only by the size of the whole life policy -- which you can make as large as you need. Not so with qualified plans.
4. All of the money you put into the cash value life insurance policy builds tax deferred. You avoid paying income taxes every year, so your money grows faster.
5. You can borrow the money from the policy tax free, without having to qualify for the loan and without contractual withdrawal penalties.
6. There are no early withdrawal penalties from the federal government. Not so with qualified plans or annuities.
7. Loans against the policy come from the general assets of the insurance company, and not from the policy cash value! In many cases, you can actually earn more on your money than the loan is costing you.
8. The policy is self-completing, because you have a disability waiver of premium rider that will continue to put the money in for you if you ever become disabled. Only life insurance offers this unique benefit.
9. Life insurance provides a death benefit that gives your family the money you intended to save in the event you can't be there.
10. In most states, life insurance is not attachable by creditors.
11. Life insurance cash values don't count as an asset when applying for college financial aid.
Friday, January 21, 2011
Retiring the 401k; Now What?
So this video was posted a while ago (I think over a year ago), but it reinforces what I have said about the myth that 401k's are the norm. When planning for retirement one should not rely heavily on this type of strategy. The idea is to find a vehicle that can save as well as invest while exposing it to risks or taxes.
One such idea is the Infinite Banking Strategy. Why not take the time to learn more about this and ask me how it works. This idea is really worth looking into. You know that bright idea moment, yeah its happening now.
I can show you how to implement this system. Contact me for more info.
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